London Ontario Solar Incentives & Energy Upgrade Loans 2026

London Ontario homeowners can access up to $10,000 through Ontario's Home Renovation Savings Program — $5,000 for solar panels and $5,000 for battery storage. Additional programs include the Oil to Heat Pump Affordability Program (up to $10,000), heat pump rebates (up to $7,500), and insulation rebates (up to $7,700). The Canada Greener Homes Loan closed October 2025. Solar X is a licensed, HRSP-approved Ontario solar installer. Contact: 1-833-376-5279.

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London Ontario solar incentives 2026: up to $10,000 in rebates for solar panels and battery storage through the Home Renovation Savings Program

How London Homeowners Can Get Loans and Incentives for Energy Upgrades (2026 Guide)

Up to $10,000 in government rebates for solar panels and batteries — plus every active incentive, what's closed, and how to stack programs legally.

12 min read
London, Ontario

Quick Answer

London Ontario homeowners can access up to $10,000 in rebates for solar panels and battery storage through Ontario's Home Renovation Savings Program (active through November 2026). Additional programs include the Oil to Heat Pump Affordability Program (up to $10,000), heat pump rebates (up to $7,500), and insulation rebates (up to $7,700). The Canada Greener Homes Loan closed in October 2025. Programs can be stacked for different measures — but not for the same upgrade.

Why 2026 Is the Year London Homeowners Should Act

If you've been sitting on the idea of going solar or upgrading your home's energy efficiency, the window to do it affordably is right now — not next year. Ontario is in the middle of a $10.9 billion, 12-year energy efficiency investment, but the best programs operate on first-come, first-served funding. Several major programs have already closed. The ones still open are busy.

London specifically sits at a sweet spot. You're connected to the Ontario grid, you're served by utilities that participate in major rebate programs, and the city has its own climate action framework that points residents toward stackable incentive combinations. This guide is written by the team at Solar X, a licensed and program-approved solar installer registered with Ontario's Home Renovation Savings Program.

Important Update: The Canada Greener Homes Loan (up to $40,000 interest-free) stopped accepting applications on October 1, 2025. The Canada Greener Homes Grant and HER+ program are also closed. If you're reading guides that reference these as current, they are outdated.

Active Programs in 2026: What London Homeowners Can Access Today

All active programs below flow through Ontario's Home Renovation Savings Program, a collaboration between Enbridge Gas and Save on Energy (the Independent Electricity System Operator).

Solar Panel Rebate

Up to $5,000

$1,000 per kW installed, covering up to 50% of costs. Load displacement only — net metering not eligible. No energy audit required for single-measure installs.

Active through November 2026

Battery Storage Rebate

Up to $5,000

$300 per kWh of battery capacity installed. Must be paired with a new rooftop solar installation — standalone batteries do not qualify.

Active through November 2026

Cold Climate Air Source Heat Pump

Up to $7,500

Rebate for qualifying heat pump systems. No energy audit needed for single-measure install.

Active through November 2026

Ground Source (Geothermal) Heat Pump

Up to $12,000

The highest single-measure rebate currently available in Ontario. Requires a registered contractor and program pre-approval.

Active through November 2026

Insulation Rebate

Up to $7,700

Multi-measure stream covers full home insulation upgrades. Standalone attic rebate of up to $1,000 with no energy assessment required.

Active through November 2026

Oil to Heat Pump Affordability Program (OHPA)

Up to $10,000

For London homeowners heating with oil at or below median household income. Particularly relevant in the N6L and N6N postal codes. Can be combined with a separate solar claim.

Active, income-qualified

Program Status Table: What's Open, What's Closed

ProgramMax ValueStatusAudit?
Home Renovation Savings Program$10,000
Open
No (single measure)
Canada Greener Homes Loan$40,000
Closed Oct 2025
Yes
Canada Greener Homes Grant$5,600
Closed
Yes
HER+ (Enbridge)$10,000
Closed Feb 2024
Yes
Oil to Heat Pump (OHPA)$10,000
Open (income-qualified)
No
Ontario Net MeteringOngoing credits
Open
No
CMHC Eco Improvement25% premium refund
Open (CMHC-insured)
Yes

The Solar Decision Every London Homeowner Needs to Make First

Before choosing a contractor or signing anything, there's one fork in the road that changes the entire financial picture of going solar in London.

Path A — HRSP Rebate ($10,000)

Solar panels + battery storage
Load displacement configuration
Up to $10,000 in rebates
No net metering permitted
Best for: backup power + ULO rate optimization

Path B — Net Metering (No Rebate)

Solar panels (battery optional)
Export excess to grid
1:1 bill credits through London Hydro
No rebate — long-term ROI play
Best for: high-production homes, no battery

Pro Tip: Pairing the $10,000 rebate path with Ontario's Ultra-Low Overnight (ULO) electricity rate — just 3.9¢/kWh overnight versus 39.1¢/kWh at peak (4–9 PM) — lets you charge your battery cheaply at night and discharge during expensive hours. That's a 10x rate differential that compounds every single day.

How to Stack Programs Without Violating the Rules

The City of London's official guidance confirms that multiple programs can be combined as long as no two programs pay for the same upgrade. Here's a legal stacking example:

1

Solar + Battery

Claim up to $10,000 from the Home Renovation Savings Program (load displacement path).

2

Attic Insulation

Claim up to $1,000 from the standalone attic rebate under the same program — no energy audit needed.

3

CMHC Eco Improvement

If your mortgage is CMHC-insured, apply for a 25% premium refund after completing $20,000+ in eligible retrofits.

4

ULO Rate Plan

Register for Ontario's Ultra-Low Overnight electricity rate to maximize your battery's economic return. Not a rebate — an ongoing cost reduction that amplifies your system's ROI for its entire lifespan.

What London-Specific Homeowners Should Know

Your Utility Matters

Most London homes are served by London Hydro. For the HRSP rebate path, your contractor submits a pre-installation form and obtains connection approval from London Hydro before any equipment is purchased or installed. For net metering, you connect with London Hydro directly after install.

Rural London (N6L, N6N Postal Codes)

If you're in the rural south end of London, you're more likely heating with oil and may qualify for the Oil to Heat Pump Affordability Program (up to $10,000) on top of a separate solar install claim. This is one of the most underutilized program combinations available to London homeowners right now.

Homes Served by Cornwall Electric

Cornwall Electric operates under Hydro-Québec rules and is explicitly excluded from the Home Renovation Savings Program. This doesn't affect most London homeowners, but worth knowing if you've seen this footnote in program documentation.

How to Apply: The Process in Plain Language

The application process is largely managed by your installer. Here's the order of operations:

1

Confirm eligibility

Your home must be connected to the Ontario grid (served by London Hydro or Hydro One). You must own the property and be 18+.

2

Choose your path

Decide between load displacement rebate or net metering before signing anything — this affects system design and sizing.

3

Select a registered contractor

The contractor must be registered with the HRSP — not all solar companies qualify. Solar X is a licensed Ontario installer, fully approved and registered with the program.

4

Pre-installation approval

Your contractor submits a pre-installation form. Do not purchase or install any equipment until written pre-approval is received from both the HRSP team and your LDC.

5

Installation

After pre-approval, your contractor installs the system meeting all program, ESA, and municipal permit requirements.

6

Documentation submission

Your contractor submits invoices and installation records on your behalf.

7

Rebate issued

After review and approval, you receive your rebate by cheque or electronic transfer — typically within 30–60 days.

Do not skip pre-approval. Homeowners who purchase or install equipment before receiving written pre-approval lose rebate eligibility entirely. This is the most common and most costly mistake made when working with unregistered or inexperienced contractors.

Will These Programs End Early?

Yes — and history proves it. The Canada Greener Homes Grant ended without extended notice. The GreenON Rebate Program was cancelled suddenly. The Home Renovation Savings Program's terms and conditions explicitly state that rebates can be terminated at any point, even though the program has been officially extended through November 2026.

The pragmatic position: the program is active today, applications are being processed, and there is no announced change before November 2026. Acting now costs nothing beyond a quote conversation and locks your spot in the queue. Waiting costs you the rebate if the program changes.

Frequently Asked Questions

What solar incentives are available to London Ontario homeowners in 2026?

London Ontario homeowners can access up to $10,000 through Ontario's Home Renovation Savings Program — $5,000 for solar panels and $5,000 for battery storage. Additional programs include the Oil to Heat Pump Affordability Program (up to $10,000 for eligible oil-heated homes), heat pump rebates (up to $7,500 air source, up to $12,000 ground source), and insulation rebates (up to $7,700). Programs can be stacked for different measures but not for the same upgrade.

Is the Canada Greener Homes Loan still available in 2026?

No. The Canada Greener Homes Loan stopped accepting applications on October 1, 2025. The Canada Greener Homes Grant and HER+ program are also closed. Ontario homeowners should now focus on the Home Renovation Savings Program as the primary provincial rebate pathway.

Can I stack multiple energy rebate programs in Ontario?

Yes. Ontario allows homeowners to combine multiple programs for different upgrades. You can claim the HRSP solar rebate ($10,000) and the standalone attic insulation rebate ($1,000) in the same project. However, two programs cannot fund the exact same measure, and the solar rebate path cannot be combined with net metering.

What is load displacement solar and why does it matter for Ontario rebates?

Load displacement means your solar system powers your home directly and stores excess energy in a battery rather than exporting it to the grid. Ontario's HRSP only provides rebates for load displacement systems — not net metering. Homeowners must choose between the rebate path (load displacement + battery, up to $10,000) or the net metering path (no rebate, ongoing bill credits) before installation.

Do I need an energy audit to get the Ontario solar rebate in 2026?

No. Under the HRSP, a pre- and post-retrofit energy audit is not required for solar and battery storage as a single-measure installation. An energy audit is only required if you bundle multiple upgrades — such as insulation and windows — together with solar.

How long does it take to receive the Ontario solar rebate?

Once your contractor submits all required documentation and your application is approved, rebates are typically issued within 30 to 60 days by cheque or electronic transfer.

Does Solar X qualify to install solar under the Home Renovation Savings Program?

Yes. Solar X is a licensed Ontario solar installer, fully approved and registered with Ontario's Home Renovation Savings Program. Solar X handles the entire process — pre-installation approval, LDC connection coordination, ESA compliance, municipal permits, and rebate submission — on your behalf.

What happens if I install solar before getting pre-approval?

You lose your rebate eligibility entirely. The HRSP requires written pre-approval from both the program administrators and your local distribution company before any equipment is purchased or installed. This is the most common and most costly mistake homeowners make when working with unregistered contractors.

Will the Home Renovation Savings Program end before November 2026?

It is possible. The program's terms explicitly state rebates can be terminated at any point. Previous Ontario programs — including the Canada Greener Homes Grant and the GreenON Rebate Program — were both ended without extended notice. The program is currently active and extended through November 2026, but acting sooner reduces the risk.

Can London Ontario homeowners in N6L or N6N postal codes get extra incentives?

Yes. Homeowners in the N6L and N6N postal codes in London's rural south end are more likely to heat with oil and may qualify for the Oil to Heat Pump Affordability Program (up to $10,000 upfront, income-qualified). This can be combined with a separate solar claim under the HRSP — making it one of the highest-value incentive combinations available to any London homeowner.

Official Resources

Related Guides

Get Your Free London Solar Assessment

Solar X is a licensed Ontario solar installer, fully approved and registered with the Home Renovation Savings Program. We handle everything — pre-installation approval, LDC connection, ESA compliance, permits, and rebate submission.

We run both the rebate path and net metering scenario for every London homeowner before recommending anything — so you know which option actually puts more money in your pocket.

Content is for informational purposes only. Program details are subject to change. Verify eligibility directly with program administrators before making purchasing decisions. Last updated: March 2026. © 2026 Solar X.